Legal Disclaimer

Important legal information

This website is owned and operated by various members of the Skandia Investment Group, including:

Skandia Global Funds plc, an investment company with variable capital established as an umbrella fund with segregated liability between sub-funds which is authorised and regulated by the Central Bank of Ireland pursuant to the European Communities (Undertakings for Collective Investment in Transferable Securities) Regulations 2011, as amended. Skandia Global Funds plc is marketed in Hong Kong by Skandia Global Funds (Asia Pacific) Limited, who is regulated by the Hong Kong Securities and Futures Commission.

Skandia Investment Management Limited, authorised and regulated by the Financial Services Authority (“SIML”). SIML is the authorised corporate director of the following open-ended investment companies; Skandia Balanced Funds, Skandia Diversified Funds, Skandia Investment Funds, Skandia Managed Funds, Skandia Specialist Funds and Skandia Spectrum Funds and the manager of the following unit trusts: Skandia MultiManager Trust and Skandia Property Fund (together the “SIML Funds”).

The information on this website is for information purposes only and does not constitute an offer or a solicitation, or a recommendation by any member of the Skandia Investment Group of any security, product, or service. No investment advice, tax advice, or legal advice is provided through this website, and you agree that this website will not be used by you for these purposes. No representation is given that shares, products, or services identified on, or accessible through, this website are suitable for any particular investor. You acknowledge that your use of this website and any requests for information are unsolicited.

On 21 March 2012, Old Mutual plc, the ultimate parent company of Skandia Fund Management (Ireland) Ltd (which operates as the manager to Skandia Global Funds Plc), sold the Nordic business unit (comprising long term savings and banking operations in Sweden, Denmark and Norway) to Skandia Liv. As a result, the companies in the Old Mutual Group are no longer affiliated to the companies in the Skandia Liv Group.

General terms and conditions of using this website

The information on this website is approved for publication by the members of the Skandia Investment Group and includes information about Skandia Global Funds plc and the SIML Funds. The prospectus for Skandia Global Funds plc may be obtained from its registered office, Arthur Cox Building, Earlsfort Terrace, Dublin 2, Ireland, or the registered office of the Administrator, Citi Fund Services (Ireland), Limited. The prospectuses for the SIML Funds may be obtained from PO Box 23486, 12 Blenheim Place, Edinburgh EH7 5YB.

The information contained in this website is not for use within any country or jurisdiction or with any persons where such use would constitute a violation of law. The presentation of Skandia Global Funds plc and the SIML Funds products on this website as well as the dissemination of the given information may depend on local regulation. There is no intention to offer or sell products in countries or jurisdictions where such offer or sale would be unlawful under the relevant domestic law. Investors must inform themselves about the laws which are in force in their country or jurisdiction. Funds mentioned on this website are only available in jurisdictions where promotion and sales of their shares in permitted.

Cookies

This website uses files called ‘cookies’ which automatically collect information from your computer to help us give you the full experience of this website. By using this website, you consent to the use of cookies – details of which can be found on our privacy policy page.

Warranties and representations

No warranty or representation is made in respect to the information contained in this website including without limit that the information is accurate, complete or timely. The members of Skandia Investment Group believe that the information contained and opinions expressed in this website are accurate at the date of publication. The fund prices contained in this website are indicative only and should not be relied upon for dealing purposes.

No financial advice

Nothing contained within this website should be construed as investment advice. An investment in either Skandia Global Funds plc or the SIML Funds may not be suitable for all investors and should only be made on the basis of the prospectus and simplified prospectus and their terms and conditions.

General risk factors

The value of investments and any income from them may go down as well as up and investors may get back less than the amount originally invested. Past performance is not a guarantee or a reliable indicator of future results. Fluctuations in exchanges rates may affect the value of an investment and any income derived from it. Certain investments, in particular emerging markets, involve an above-average degree of risk and should be seen as long-term in nature.

The list of risk factors is not exhaustive and you should refer also to the simplified prospectus and prospectus of Skandia Global Funds plc and the SIML Funds for additional risk factors pertaining to that investment or relevant sub-fund.

U.S. Persons

Neither Skandia Global Funds plc nor any of the SIML Funds are registered as an investment company in the United States under the U.S. Investment Company Act of 1940, as amended, and its shares are not registered under the U.S Securities Act of 1933, as amended (“Securities Act”). Shares of Skandia Global Funds plc or the SIML Funds are not available for purchase by “US Persons” as that term is defined under Regulation S of the Securities Act. The information provided on this website is not intended for distribution to, or use by, any person or entity in the United States, or in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject any of the funds described herein, any member of the Skandia Investment Group or any of their products or services to any registration, licensing or other authorisation requirement within such jurisdiction or country.

Important information about liability

Limitations of liability – no member of the Skandia Investment Group warrants or represents that this website can be accessed at all times. This website may, without notice, be temporarily unavailable or restricted for administrative or other reasons.

You will indemnify any member of the Skandia Investment Group and their officers, directors, employees and agents in respect of any third-party claim for any injury, loss, damage or expense occasioned by or arising directly or indirectly from your operation or use of this website or your supply of information to a third party provided in breach of any of your obligations under these Terms.

If you transmit any communication through this website to any member of the Skandia Investment Group directly or through any third-party internet or other service provider, you shall be responsible and liable for any omissions or failures that may be made while transmitting or receiving communications using this website. This website is not designed for the transmission of time sensitive instructions or questions. Accordingly, if you use this website to transmit time sensitive instructions or questions, you will be liable for any loss that may arise, and any such information is transmitted at your own risk.

Intellectual Property

Unless otherwise indicated, the members of the Skandia Investment Group own the copyrights, trademarks, trade names and all other intellectual property rights subsisting anywhere in the world to the content on this website. You may not copy, reproduce, duplicate, modify, adopt or lend, sell, disseminate or otherwise transfer, in whole or in part, any of the website or the information on it, except for the purpose of accessing the website and producing print-outs for your own personal use. Other than this, no member of the Skandia Investment Group grants a license to this content by virtue of your use of this website.

The members of the Skandia Investment Group expressly prohibit linking by other websites to any part of this website other than the home page (so-called “deep-linking”) or where any member of the Skandia Investment Group has otherwise expressly given permission. In addition, the members of the Skandia Investment Group expressly prohibits the linking to the home page of this website in such a manner that suggests or could be understood to imply that any part of this website is part of another website and, in particular, third-parties must not frame or use other techniques to enclose any part of this website.

You may not delete or alter in any way any copyright, trade mark, intellectual property or other legal notices from any part of the website or any information printed or downloaded from it.
We do not recommend or endorse, and accept no responsibility for, the content of any website not operated by any member of the Skandia Investment Group which you may visit by following a link from this website. No other website, without the prior written permission of Skandia Investment Group, is authorised to link to any part of this website.

Changes to content within the website

We reserve the right, in our sole discretion, to change, modify, add or remove portions of these Terms at any time without notice to website users. Similarly, we reserve the right, in our sole discretion, to change, modify, add or remove the content of this website. You must check these Terms periodically for changes. Any changes, modifications, or additions to, or deletions from these Terms shall be effective upon posting on this website. If you access this website after we post changes to the Terms, you accept the Terms as changed.

Liability waiver

Under no circumstances, including, but not limited to, negligence, shall any member of the Skandia Investment Group be liable for any special of consequential damages that result from the access or use of, or the inability to access or use, the materials on this website.

Trademarks

This website contains names and logos which are trademarks of the members of the Skandia Investment Group. Any use of any of these names and logos would constitute an infringement of those trademarks and is thus forbidden.

Termination

The members of the Skandia Investment Group reserve the right to cease operating this website or to terminate your access and use of any part of this website at any time without notice and for any reason.

Law and jurisdiction

These terms shall be governed by and interpreted in accordance with English law and the courts of England shall have inclusive jurisdiction to hear all disputes arising in connection with these Terms.